Build Enduring Wealth for Retirement Course
Episode 5
Social Security benefits.
A Social Security decision can affect more than one monthly check. It can shape the income, taxes, and flexibility your retirement plan needs to support.
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Social Security Benefits
Marco walks through the questions that can help you evaluate Social Security claiming timing as part of your larger retirement income plan.
Watch on YouTube →Episode 5 Companion Workbook
Bring the right Social Security questions together.
The Episode 5 Social Security Benefits Workbook helps you organize the facts, questions, and tradeoffs to consider before a claiming decision.
Use it to connect claiming age, spouse benefits, work, taxes, longevity, portfolio withdrawals, and other retirement income sources in one clear conversation.
The Lesson
Make a claiming decision in the context of your whole plan.
Social Security can become a meaningful part of retirement income, but the right time to claim depends on more than a single breakeven calculation. Your work plans, spouse benefits, taxes, portfolio withdrawals, life expectancy, and other income sources can all matter.
In Episode 5, Marco Lima, CFP® helps you look at the tradeoffs together, so you can prepare for a claiming decision with greater clarity.
In This Episode
See how Social Security fits into retirement income.
- Why claiming age can shape your lifetime retirement income
- How spouse and survivor benefits can affect a household decision
- What working while receiving benefits can mean for your plan
- How taxes and portfolio withdrawals can connect to Social Security
- Why longevity and uncertainty matter when weighing your options
- Practical questions to prepare before making a claiming decision
Featured Topics
The Central Question
When to Claim
Spouse Coordination
Working and Benefits
Taxes and Income
Longevity and Uncertainty
Action Checklist
The Full Course
Your 9-episode retirement roadmap.
Follow the complete Build Enduring Wealth for Retirement series, one connected decision at a time.
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Keep connecting the full picture.
Each lesson adds another practical perspective for thinking through the decisions that shape retirement.
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